2021 is here to give us a lot of new ways to improve our lives. One way is to invest our money for the future, buy a new car, or something else essential to you. So, you might need help for which a personal loan could help you out for it to happen.
However, the issue occurs when you can not decide on the lender. And one of those dependable lenders is Aditya Birla's personal loan. It is one of the best lenders out there in the market. However, before you apply, it is essential to know the details such as the eligibility criteria, the required documents, and other things. After knowing them, it will become easy for you to apply.
Aditya Birla personal loan
Aditya Birla personal loan is an ideal choice to fulfill any financial gain. Whether you need a fee for your children's education, do a wedding shopping, home renovations, or buy new vehicles. The loan is offered without containing any hidden charges or asking for collateral. Here are the loan details.
- Aditya Birla offers the instant personal loan from Rs 25,000 to Rs 15 lakhs.
- Aditya Birla, personal loan interest rate, starts at 14% P.A
- The loan tenure is up to 3 years, which is quite flexible.
- The processing fee is up to 2% of the loan amount.
- The foreclosure charge is 4% of the outstanding loan amount. In the 2 years, it is 3%, and in the 3rd year, it is 2%.
- The pre-payment charge is allowed only after 6 months.
- The lowest EMI is Rs 3,187 per lakhs.
- The dishonor charge is Rs 750 per instance.
- The loan cancellation charge is 4% of the disbursed loan amount.
What are the features & Benefits of Aditya Birla's personal loan?
- The lenders do the loan disbarment easily and quickly.
- There is no need for collateral to get the loan.
- Aditya Birla could have online loan approval in less than 30 minutes. After the verification process is completed, the loan amount is quickly disbursed.
- The loan is entirely paperless, which means no need for physical documentation.
- The loan is flexible, offering a long tenure.
- There is also a balance transfer facility available.
- There are no administrative or hidden charges for the personal loan.
The required documents for the Aditya Birla personal loan?
- The application form
- Passport size photographs
- Proof of identity ( Aadhar card, PAN Card, passport, voter I.D. card, Driving license)
- Proof of address ( registered rent agreement, a utility bill for less than 3 months, water bill, telephone bill)
- Salary slips for the past 3 months
- Bank statement for the past 6 months
The eligibility criteria for Aditya Birla personal loan
- The applicant's age should be between 23 years and 55 years.
- The applicant should be a salaried individual or self-employed professional.
- The minimum monthly salary should be at least Rs 20,000.
Aditya Birla customer care number
If you want to know more things or have an inquiry, you can contact Aditya Birla customer care on the toll-free number 1800 270 7000. They are available 24*7 to help you out.
How to apply for Aditya Birla's loan?
The first way is to go to the nearly Aditya Birla financial branch to apply for the loan. The second way is to apply online. You could visit its official website to apply for the loan.
The conclusion
Now, you know everything you needed to know to apply for the Aditya personal loan. Make sure to read the terms and conditions before you sign the loan agreement paper.